Opting for a settlement can be more advantageous than resorting to litigation!---NPA

When an account is categorized as a Non-Performing Asset (NPA) by the lender, it becomes crucial to resolve the issue through mutual agreement, avoiding the unnecessary expenses and complications of legal disputes. A One-Time Settlement (OTS) presents an ideal opportunity for companies to resolve their accounts promptly, preventing third-party claims on assets held by the bank. This scheme provides a strategic and efficient path for settling NPA accounts on more favorable terms.

How and when the borrower should approach the Financial Institution or Bank for One Time Settlement?

The borrower should approach the financial institution or bank for a One-Time Settlement (OTS) when they have a strong negotiating position. To secure the best OTS terms, it's essential for the borrower to gain an edge in negotiations with the lender. Lenders are generally reluctant to offer significant waivers under OTS if they can recover the full amount owed by selling mortgaged assets. Therefore, it's crucial to develop strategies that strengthen the borrower's bargaining position with the financial institution or bank.

Additionally, during periods of economic downturn, when banks are dealing with a high volume of non-performing assets (NPAs) and significant provisioning, lenders may be more inclined to consider the borrower's OTS proposal.

Once a borrower decides to pursue an OTS, it's vital to establish a professional negotiation team to successfully execute the OTS plan.

The NPA Expert's team possesses rich experience and adequate knowledge to handle the situation while negotiating with the lender to get the desired results under OTS move.

  • We broadly undertake these activities on behalf of corporate debtors being NPA, trying to settle their debt
  • We help the borrower to gain a better negotiation edge over the lender
  • Representing the group at various levels at the Bank.
  • Assisting the client with the funding requirements for Bank OTS
  • Assisting the client in cash inflow through monetizing the assets
  • Focusing on the results helps save everyone’s time, money and energy
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We Render

At NPA Expert's, we render a wide array of investment banking services tailored to meet the diverse needs of our clients.

We offer services designed to create tools within the legal framework that help strengthen the borrower's bargaining position, ultimately encouraging the banker to consider and accept our proposal.

We provide services focused on structuring the deal, which is a critical element of any One-Time Settlement (OTS) process.

Our services aim to achieve favorable outcomes under OTS, benefiting both the borrower and the lender by saving time, money, and energy that would otherwise be spent on initiating recovery actions and engaging in lengthy litigation.

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Rged. Office: B705 Shree Kedarnath Building, Near Ovaripada Metro Station, Ovaripada Dahisar (E) Mumbai 400068

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+91 9321529109

+012 345 67890

+012 345 67890

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Victorsglobal@gmail.com

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Monday - Saturday

9:00AM - 06:00PM

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