Loan for Low CIBIL Score

🌟 Benefits of Engaging a Consultancy

Benefit	Description
Higher Approval Chances	Increased chances of getting a loan by matching with the right lender.
Tailored Solutions	Loans structured to suit low-score profiles (e.g., secured, peer-to-peer, co-applicant based).
Reduced Rejection Risk	Avoid multiple rejections that could worsen your credit further.
CIBIL Score Improvement	Advice on how to rebuild your credit profile.
Time-Saving	Fast-track your loan process with expert guidance and pre-screened lenders.
Legal & Compliance Guidance	Ensures all paperwork is legally compliant, reducing future disputes.

🧩 Key Services Offered

• 1. CIBIL Report Analysis:
  • Review and identify negative factors.
  • Suggest corrective actions to improve the score.
• 2. Alternate Lender Identification:
  • Connect with NBFCs, fintech lenders, or private financiers open to low-score applicants.
• 3. Loan Structuring:
  • Prepare a convincing financial case (income stability, assets, co-guarantor options).
  • Suggest suitable products like secured loans, guarantor-backed loans, or gold loans.
• 4. Documentation Support:
  • Assist in organizing financial documents to strengthen the loan application.
• 5. Negotiation & Representation:
  • Negotiate favorable terms on behalf of the borrower.
  • Explain risk mitigation to lenders.
• 6. Post-Sanction Assistance:
  • Ensure disbursement.
  • Guide in repayment management to avoid future defaults.

🔑 Ideal Loan Types for Low CIBIL Score Borrowers

• Secured Loans (against property, gold, FD)
• Loan Against Insurance Policies
• Peer-to-Peer (P2P) Lending
• Salary Advance Loans
• Micro Loans from NBFCs
• Joint/Guarantor Loans